Payment processing · Central Ohio
ExStentzive Pay sets up local businesses on the lowest fee structures available through Payroc — and handles the whole switch, from statement audit to your first live transaction.
Dual pricing
Your posted price is the card price; customers who pay cash or check get a discount. Eliminates most or all of your card acceptance cost. Available everywhere in the U.S.
Compliant surcharging
A small fee applies to credit cards only — never debit or prepaid — passed to the cardholder within card network rules. Typically cuts processing costs by half or more.
Traditional pricing
Interchange plus, tiered, or flat rate — competitively priced for businesses that prefer to keep card costs on their own side of the counter.
Which one fits depends on your volume, your customers, and your state's rules. That's what the statement audit is for.
Half of payment processing is security, so the switch itself is built like it. When you're ready, you get one secure link — not a stack of PDFs and a request to text photos of your driver's license.
Your sensitive details are encrypted the moment you submit them, used once for underwriting, and erased within 24 hours. They never sit in a database, an inbox, or anyone's phone.
I'm based in Pataskala and work with businesses across Licking and Franklin counties — restaurants, auto shops, salons, retail, trades. When something needs attention, you call me, not a queue. The same person who audited your statement installs your terminal and answers the phone after.
Send one month's statement and find out. No obligation — worst case, you learn your effective rate.